Healthcare in China is often misunderstood. Many people assume it is either completely free or extremely expensive. In reality, the cost of medical treatment in China depends on several factors, including your nationality, the type of hospital you visit, and whether you have insurance.
This guide breaks down what locals and foreigners actually pay for healthcare in China, with clear cost examples and practical insights.
Overview of Healthcare in China
China operates a mixed healthcare system that includes:
- Public hospitals (government-funded)
- Private hospitals
- International hospitals (mostly for expats)
Healthcare is not fully free, but it is heavily subsidized for Chinese citizens. Foreigners, however, usually pay higher rates—especially without insurance.
Cost of Medical Treatment in China for Locals
Chinese citizens benefit from the Basic Medical Insurance (BMI) system, which covers a large portion of medical expenses.
Typical Costs for Locals
- Doctor consultation: $2 – $7
- Specialist visit: $5 – $15
- Hospital stay (per day): $20 – $60
- Basic surgery: $300 – $1,200
Thanks to government subsidies, the cost of medical treatment in China for locals remains relatively affordable compared to Western countries.
Cost of Medical Treatment in China for Foreigners
Foreigners can use public hospitals, but many prefer private or international facilities due to language support and shorter waiting times.
Typical Costs for Foreigners
- Doctor consultation: $30 – $100
- Specialist visit: $50 – $150
- Hospital stay (per day): $150 – $400
- Minor surgery: $1,500 – $4,000
Without insurance, the cost of medical treatment in China can rise quickly for expats.
Public vs Private vs International Hospitals
Public Hospitals
- Cheapest option
- Long waiting times
- Limited English support
Private Hospitals
- Higher cost
- Better service
- Shorter queues
International Hospitals
- Most expensive
- English-speaking staff
- Western-level facilities
For foreigners, international hospitals can cost 3–5 times more than public hospitals.
Emergency & Specialized Treatment Costs
Emergency care in China requires upfront payment, especially for foreigners.
- Emergency room visit: $50 – $200
- ICU (per day): $400 – $1,200
- Advanced treatments (MRI, CT scans): $150 – $600
These figures clearly show how the cost of medical treatment in China varies based on urgency and facility type.
Is Healthcare in China Affordable?
For Locals
✔ Yes — due to strong government subsidies and insurance coverage.
For Foreigners
✔ Affordable with insurance
✖ Can be expensive without coverage
Overall, China offers good medical quality at lower prices than many Western countries, but foreigners should plan carefully.
Tips to Reduce Healthcare Costs in China
- Always have health insurance
- Use public hospitals for non-emergency care
- Carry cash or payment apps (many hospitals require upfront payment)
- Choose hospitals with international departments inside public hospitals
Final Thoughts
The cost of medical treatment in China is highly dependent on who you are and where you seek care. Locals enjoy low-cost treatment due to subsidies, while foreigners often pay more—especially in private and international hospitals.
